Advertiser Disclosure: We may earn commissions when you buy through links on our site. Learn more

Lumos Networks vs. Farmers Mutual Telephone Company

Whether you’re researching Lumos Networks vs. Farmers Mutual Telephone Company internet service at your current address, comparing internet options for potential locations, or just researching alternatives, this detailed comparison will help you understand which provider best suits you.

Lumos Networks
Price: $40.00 - $250.00 / mo.
Speed: 10 - 5,000 Mbps
Internet Type: Fiber and DSL
Rating (Reviews): (25)

View Plans

Farmers Mutual Telephone Company
Price: Unavailable, please see site for details
Speed: 10 - 1,000 Mbps
Internet Type: Fixed wireless, fiber, and DSL
Rating (Reviews): (0)

View Plans

Lumos Networks and Farmers Mutual Telephone Company compete directly in approximately 0.00% of their service areas, with Lumos Networks covering 1,145,497 people nationwide and Farmers Mutual Telephone Company serving 45,414. Lumos Networks primarily delivers internet through a fiber connection; Farmers Mutual Telephone Company specializes in fiber connections. Jump directly to specific sections using the links below, or continue reading for our comprehensive comparison of Lumos Networks and Farmers Mutual Telephone Company’s availability, speeds, pricing, and customer satisfaction.

Jump to: Availability | Speeds | Plans & Pricing | Customer Reviews | Fees

Lumos Networks vs. Farmers Mutual Telephone Company | Pros & Cons

Lumos Networks Logo

Pros:

  • Multi-gig speeds available
  • Offers discounted intro pricing
  • Wide range of plan options
  • Highly rated by customers

Cons:

  • Limited service availability
  • Installation fees apply
  • Contracts required for best pricing

View Plans

Farmers Mutual Telephone Company Logo

Pros:

  • Fast upload speeds
  • Service available in rural areas
  • Fiber service available
  • Connects multiple devices simultaneously

Cons:

  • Limited service availability
  • Speeds fluctuate during peak usage hours
  • Higher speeds require premium pricing

View Plans

Lumos Networks vs. Farmers Mutual Telephone Company | Availability

Lumos Networks and Farmers Mutual Telephone Company have distinct coverage footprints across the United States. Our interactive map shows exactly where each provider offers service and where they overlap, helping you understand your options.

Both Providers Available | Lumos Networks Available | Farmers Mutual Telephone Company Available | No Coverage

Lumos Networks currently offers internet service in 232 cities and 32 counties across 7 states, reaching approximately 1,145,497 residents. Their service area includes major markets like Greensboro, NC; Winston-Salem, NC; and Columbia, SC. By comparison, Farmers Mutual Telephone Company serves 45,414 residents in 15 cities and 4 counties in 2 states, with a presence in population centers such as Ontario, OR; Fruitland, ID; and Payette, ID.

Lumos Networks has particularly strong coverage the South Atlantic, where they serve 232 cities and 196 zip codes. Their Rural Coverage Ratio of 19 indicates they focuses heavily on urban areas, with limited service available in rural communities..

Farmers Mutual Telephone Company is prominent in West with service to 15 cities and 8 zip codes. With a Rural Coverage Ratio of 52, Farmers Mutual Telephone Company offers a balanced distribution of coverage across urban and rural areas.

Internet availability can vary significantly even within specific cities and zip codes. For the most accurate information about Lumos Networks and Farmers Mutual Telephone Company at your location, use our address search tool:

Lumos Networks vs. Farmers Mutual Telephone Company | Speeds & Technology

Lumos Networks and Farmers Mutual Telephone Company utilize different network technologies to deliver internet service, resulting in varying speed capabilities across their service areas.

Across their service areas, Lumos Networks primarily delivers internet through fiber, available to 99.8% of their customers. They also offer DSL to 8.3% of their coverage area. Farmers Mutual Telephone Company relies on fiber technology, which comprises 24.7% of their network, with DSL available in less than 1% of their service locations.

In terms of potential speeds across the country, Lumos Networks offers higher overall speeds, with speeds for most covered areas averaging 4,249 Mbps compared to Farmers Mutual Telephone Company’s average speed of 278 Mbps. When examining their overlapping service areas, Lumos Networks delivers faster speeds in 0.00% of locations where both providers operate, similar speeds in 0.00%, and slower speeds in 0.00%.

The availability of each provider’s fastest technology varies significantly by location. Lumos Networks’s premium Fiber service reaches 99.8% of their coverage area. Meanwhile, Farmers Mutual Telephone Company’s top-tier Fiber is available to 24.7% of their footprint. Even within the same technology type, speed offerings can vary based on local infrastructure investments.

Lumos Networks vs. Farmers Mutual Telephone Company | Plans & Pricing

Below are the current internet plans and pricing details for Lumos Networks and Farmers Mutual Telephone Company, drawn from our independently maintained pricing database. The source and verification date for each provider's plans are noted beneath the table.

Provider representatives can send plan or pricing updates through our contact page; verified changes publish shortly after review.

Lumos Networks Internet Plans & Pricing

PlanMonthly PriceTypical Download SpeedTypical Upload SpeedConnection Type
200 Mbps$40.00200 Mbps200 MbpsFiber
500 Mbps$50.00500 Mbps500 MbpsFiber
1 Gig$70.001000 Mbps1000 MbpsFiber
2 Gig$100.002000 Mbps2000 MbpsFiber

Compiled from current advertised pricing across industry sources, last verified June 2026. Typical speeds shown are the advertised tier speeds. Pricing is subject to change and may not be available in all areas.

Lumos Networks Plans

Farmers Mutual Telephone Company Internet Plans & Pricing

PlanMonthly PriceTypical Download SpeedTypical Upload SpeedConnection Type
250 Mbps Fiber$60.00250 Mbps250 MbpsFiber
25 Mbps Fixed Wireless$65.0025 Mbps5 MbpsFixed Wireless
50 Mbps DSL$67.7750 Mbps5 MbpsDSL
50 Mbps Fixed Wireless$75.0050 Mbps5 MbpsFixed Wireless
500 Mbps Fiber$80.00500 Mbps500 MbpsFiber
1 Gig Fiber$110.001000 Mbps1000 MbpsFiber

Sourced directly from Farmers Mutual Telephone Company's FCC-mandated machine-readable broadband label data, last verified June 2026. These provider-reported typical speeds reflect plan-specific expectations, while speed metrics elsewhere on our site measure maximum available performance across areas. Pricing is subject to change and may not be available in all areas.

Farmers Mutual Telephone Company Plans

Most households with 3-5 users need download speeds of at least 100 Mbps for smooth streaming, video conferencing, and everyday internet usage. Larger households or those with heavy users (gamers, 4K streamers, or remote workers) should consider plans with speeds of 300 Mbps or more for optimal performance.

Any prices listed are the base service rates and may not include additional charges such as equipment fees, installation costs, or other service-related expenses. For a comprehensive view of all potential charges, refer to our Fees & Details section below.

Lumos Networks vs. Farmers Mutual Telephone Company | Customer Ratings & Reviews

Compare how real customers rate Lumos Networks and Farmers Mutual Telephone Company based on our comprehensive database of verified customer reviews across all service types.

Lumos Networks Ratings & Reviews

Connection

Customer Rating

Fiber

Fiber: 4.07 of 5 stars

(27)

Lumos Networks has an overall rating of 4.07 out of 5, with a total of 27 reviews and ratings across the United States. Their overall satisfaction score places them higher than other internet providers nationwide.

Looking deeper into Lumos Networks’s ratings, their Fiber service (100% of reviews) averages 4.07 / 5 stars, equal to their overall company rating. This similarity suggests that customers tend to have consistent experiences across their different service offerings, an important consideration for customers evaluating different service options from this provider.

For detailed reviews, visit our Lumos Networks Internet Reviews page.

Lumos Networks vs. Farmers Mutual Telephone Company | Fees & Details

Beyond advertised monthly rates, additional fees and service details significantly impact your total internet costs. The tables below outline equipment charges, installation fees, contract terms, data caps, and other important factors to consider when comparing these providers. Understanding these details helps you avoid unexpected costs and choose the plan that offers the best overall value.

Lumos Networks Service

Fee

Not Provided by Lumos Networks

Farmers Mutual Telephone Company Service

Fee

Member Fee (Fruitland & NuAcres)

$25.00

Wireless Access Point Purchase (optional)

$99.99

Router Lease (optional)

$7.95

Router Purchase (optional)

$199.95

Wireless Access Point Lease (optional)

$4.00

Fees vary by plan and location. The fees shown apply to most plans; check with the provider for costs specific to your plan.

When comparing internet providers, remember that advertised prices rarely tell the complete story. Equipment fees alone can add $10-15 per month to your bill, while installation charges, early termination fees, and data overage penalties can significantly increase your total cost of service. Consider these additional costs alongside monthly rates when determining which provider offers the better value for your specific needs.

Lumos Networks vs. Farmers Mutual Telephone Company | Top Cities

Lumos Networks serves 232 cities while Farmers Mutual Telephone Company is available in 15 cities nationwide. The tables below highlight their largest markets and areas where customers can choose between both providers.

Lumos Networks Cities

Greensboro, NC
  • Availability: 39.33%
  • Avg. Download Speed: 4,972 Mbps
Winston-Salem, NC
  • Availability: 23.44%
  • Avg. Download Speed: 4,990 Mbps
Columbia, SC
  • Availability: 15.93%
  • Avg. Download Speed: 5,000 Mbps
High Point, NC
  • Availability: 93.01%
  • Avg. Download Speed: 4,932 Mbps
Virginia Beach, VA
  • Availability: 4.11%
  • Avg. Download Speed: 3,729 Mbps

Overlapping Cities

Lumos Networks and Farmers Mutual Telephone Company don't compete in any cities.InfoWe still compare these non-competing providers because many of our users are researching internet options for different locations—whether for an upcoming move, a second home purchase, or simply to understand regional differences in internet service. This comparison helps you evaluate both providers based on the same criteria, giving you valuable insight regardless of where you currently live.

Farmers Mutual Telephone Company Cities

Ontario, OR
  • Availability: 69.99%
  • Avg. Download Speed: 36 Mbps
Fruitland, ID
  • Availability: 99.29%
  • Avg. Download Speed: 954 Mbps
Payette, ID
  • Availability: 84.63%
  • Avg. Download Speed: 171 Mbps
New Plymouth, ID
  • Availability: 87.45%
  • Avg. Download Speed: 229 Mbps
Vale, OR
  • Availability: 86.38%
  • Avg. Download Speed: 43 Mbps