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XFINITY vs. Surf

Whether you’re researching XFINITY vs. Surf internet service at your current address, comparing internet options for potential locations, or just researching alternatives, this detailed comparison will help you understand which provider best suits you.

XFINITY
Price: $45.00 - $119.00 / mo.
Speed: 100 - 2,000 Mbps
Internet Type: Cable and fiber
Rating (Reviews): (2296)

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Surf
Price: $30.00 - $95.00 / mo.
Speed: 25 - 8,000 Mbps
Internet Type: Fiber and fixed wireless
Rating (Reviews): (23)

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XFINITY and Surf compete directly in approximately 0.42% of their service areas, with XFINITY covering 126,644,422 people nationwide and Surf serving 786,177. XFINITY primarily delivers internet through a cable connection; Surf specializes in fiber connections. Jump directly to specific sections using the links below, or continue reading for our comprehensive comparison of XFINITY and Surf’s availability, speeds, pricing, and customer satisfaction.

Jump to: Availability | Speeds | Plans & Pricing | Customer Reviews | Fees

XFINITY vs. Surf | Pros & Cons

XFINITY Logo

Pros:

  • Gigabit speeds available
  • Widespread national availability
  • Offers discounted intro pricing
  • Wide range of plan options

Cons:

  • Limited fiber availability
  • Monthly equipment rental fees
  • Contracts required for best pricing

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Surf Logo

Pros:

  • Multi-gig speeds available
  • Up-front month-to-month pricing
  • No contracts required
  • Extensive fiber network

Cons:

  • Limited service availability
  • Limited plan variety
  • Speeds fluctuate during peak usage hours

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XFINITY vs. Surf | Availability

XFINITY and Surf have distinct coverage footprints across the United States. Our interactive map shows exactly where each provider offers service and where they overlap, helping you understand your options.

Both Providers Available | XFINITY Available | Surf Available | No Coverage

XFINITY currently offers internet service in 11,730 cities and 934 counties across 41 states, reaching approximately 126,644,422 residents. Their service area includes major markets like Chicago, IL; Houston, TX; and Philadelphia, PA. By comparison, Surf serves 786,177 residents in 371 cities and 58 counties in 3 states, with a presence in population centers such as Chicago, IL; Grand Rapids, MI; and Detroit, MI.

XFINITY has particularly strong coverage nationwide, where they serve 0 cities and 0 zip codes. Their Rural Coverage Ratio of 9 indicates they focuses heavily on urban areas, with limited service available in rural communities..

Surf is prominent in the East North Central region with service to 371 cities and 247 zip codes. With a Rural Coverage Ratio of 34, Surf primarily serves urban areas, though still maintaining moderate rural availability.

Internet availability can vary significantly even within specific cities and zip codes. For the most accurate information about XFINITY and Surf at your location, use our address search tool:

XFINITY vs. Surf | Speeds & Technology

XFINITY and Surf utilize different network technologies to deliver internet service, resulting in varying speed capabilities across their service areas.

Across their service areas, XFINITY primarily delivers internet through cable, available to 0.0% of their customers. They also offer fiber to less than 1% of their coverage area. Surf relies on fiber technology, which comprises 0.0% of their network, with fixed wireless available in less than 1% of their service locations.

In terms of potential speeds across the country, Surf offers higher overall speeds, with speeds for most covered areas averaging 5,488 Mbps compared to XFINITY’s average speed of 1,783 Mbps. When examining their overlapping service areas, Surf delivers faster speeds in 28.76% of locations where both providers operate, similar speeds in 0.63%, and slower speeds in 70.60%.

The availability of each provider’s fastest technology varies significantly by location. XFINITY’s premium Fiber service reaches 4.0% of their coverage area. Meanwhile, Surf’s top-tier Fiber is available to 97.4% of their footprint. Even within the same technology type, speed offerings can vary based on local infrastructure investments.

XFINITY vs. Surf | Plans & Pricing

Below are the current internet plans and pricing details for XFINITY and Surf, drawn from our independently maintained pricing database. The source and verification date for each provider's plans are noted beneath the table.

Provider representatives can send plan or pricing updates through our contact page; verified changes publish shortly after review.

XFINITY Internet Plans & Pricing

PlanMonthly PriceTypical Download SpeedTypical Upload SpeedConnection Type
Connect$67.00150 Mbps25 MbpsCable
Connect More$45.00 ($90.00 regular price)400 Mbps25 MbpsCable
Superfast$99.00750 Mbps25 MbpsCable
Fast$60.00 ($105.00 regular price)600 Mbps25 MbpsCable
Gigabit$109.001000 Mbps25 MbpsCable
Gigabit Extra$119.001200 Mbps25 MbpsCable

Sourced directly from XFINITY's FCC-mandated machine-readable broadband label data. These provider-reported typical speeds reflect plan-specific expectations, while speed metrics elsewhere on our site measure maximum available performance across areas. Pricing is subject to change and may not be available in all areas.

XFINITY Plans

Surf Internet Plans & Pricing

PlanMonthly PriceTypical Download SpeedTypical Upload SpeedConnection Type
Surf 100$30.00100 MbpsNot listedFiber
Surf 300$55.00300 MbpsNot listedFiber
5/1 Mbps$59.955 Mbps1 MbpsFixed Wireless
Surf 500$75.00500 MbpsNot listedFiber
Surf 1 Gig$95.001000 MbpsNot listedFiber

Compiled from current advertised pricing across industry sources, last verified June 2026. Typical speeds shown are the advertised tier speeds. Pricing is subject to change and may not be available in all areas.

Surf Plans

Most households with 3-5 users need download speeds of at least 100 Mbps for smooth streaming, video conferencing, and everyday internet usage. Larger households or those with heavy users (gamers, 4K streamers, or remote workers) should consider plans with speeds of 300 Mbps or more for optimal performance.

Any prices listed are the base service rates and may not include additional charges such as equipment fees, installation costs, or other service-related expenses. For a comprehensive view of all potential charges, refer to our Fees & Details section below.

XFINITY vs. Surf | Customer Ratings & Reviews

Compare how real customers rate XFINITY and Surf based on our comprehensive database of verified customer reviews across all service types.

When comparing customer satisfaction, XFINITY earns an overall rating of 3.35 / 5 stars from 2346 customer reviews, while Surf maintains a 3.96 / 5 rating from 24 reviews. Surf outperforms XFINITY by 0.6 points in overall satisfaction. XFINITY’s best-rated service is their Fiber offering at 3.49 / 5 stars, compared to Surf’s highest-rated service, Fiber, at 4.26 / 5 stars.

XFINITY Ratings & Reviews

Connection

Customer Rating

Fiber

Fiber: 3.49 of 5 stars

(292)

Cable

Cable: 3.33 of 5 stars

(2052)

XFINITY has an overall rating of 3.35 out of 5, with a total of 2346 reviews and ratings across the United States. Their overall satisfaction score places them about on par with other internet providers nationwide.

Looking deeper into XFINITY’s ratings, their Cable service (87% of reviews) averages 3.33 / 5 stars, higher than their overall company rating. This similarity suggests that customers tend to have consistent experiences across their different service offerings, an important consideration for customers evaluating different service options from this provider.

For detailed reviews, visit our XFINITY Internet Reviews page.

Surf Ratings & Reviews

Connection

Customer Rating

Fiber

Fiber: 4.26 of 5 stars

(19)

Fixed Wireless

Fixed Wireless: 2.80 of 5 stars

(5)

Surf has an overall rating of 3.96 out of 5, with a total of 24 reviews and ratings across the United States. Their overall satisfaction score places them slightly higher than other internet providers nationwide.

Looking deeper into Surf’s ratings, their Fiber service (79% of reviews) averages 4.26 / 5 stars, lower than their overall company rating. This similarity suggests that customers tend to have consistent experiences across their different service offerings, an important consideration for customers evaluating different service options from this provider.

For detailed reviews, visit our Surf Internet Reviews page.

XFINITY vs. Surf | Fees & Details

Beyond advertised monthly rates, additional fees and service details significantly impact your total internet costs. The tables below outline equipment charges, installation fees, contract terms, data caps, and other important factors to consider when comparing these providers. Understanding these details helps you avoid unexpected costs and choose the plan that offers the best overall value.

XFINITY Service

Fee

Optional xFi Complete

$25.00

Priority Shipping

$4.99

Professional Install Fee

$100.00

Self-Installation Plus Fee

$39.99

Standard Shipping

$15.00

Gateway lease

$15.00

Optional modem or gateway lease

$15.00

Unlimited data for customer-owned modems

$30.00

Surf Service

Fee

Not Provided by Surf

Fees vary by plan and location. The fees shown apply to most plans; check with the provider for costs specific to your plan.

When comparing internet providers, remember that advertised prices rarely tell the complete story. Equipment fees alone can add $10-15 per month to your bill, while installation charges, early termination fees, and data overage penalties can significantly increase your total cost of service. Consider these additional costs alongside monthly rates when determining which provider offers the better value for your specific needs.

XFINITY vs. Surf | Top Cities

XFINITY serves 11,730 cities while Surf is available in 371 cities nationwide. The tables below highlight their largest markets and areas where customers can choose between both providers.

XFINITY Cities

Chicago, IL
  • Availability: 97.03%
  • Avg. Download Speed: 1,810 Mbps
Houston, TX
  • Availability: 95.53%
  • Avg. Download Speed: 1,888 Mbps
Philadelphia, PA
  • Availability: 96.99%
  • Avg. Download Speed: 1,820 Mbps
Miami, FL
  • Availability: 97.22%
  • Avg. Download Speed: 1,867 Mbps
Atlanta, GA
  • Availability: 86.44%
  • Avg. Download Speed: 1,834 Mbps

Overlapping Cities

Chicago, IL
  • XFINITY Avg. Speed: 1,810 Mbps
  • Surf Avg. Speed: 6,720 Mbps
Elkhart, IN
  • XFINITY Avg. Speed: 1,698 Mbps
  • Surf Avg. Speed: 2,276 Mbps
Goshen, IN
  • XFINITY Avg. Speed: 1,377 Mbps
  • Surf Avg. Speed: 1,005 Mbps
Valparaiso, IN
  • XFINITY Avg. Speed: 1,943 Mbps
  • Surf Avg. Speed: 7,680 Mbps
La Porte, IN
  • XFINITY Avg. Speed: 1,503 Mbps
  • Surf Avg. Speed: 7,093 Mbps

Surf Cities

Chicago, IL
  • Availability: 1.61%
  • Avg. Download Speed: 6,239 Mbps
Grand Rapids, MI
  • Availability: 4.51%
  • Avg. Download Speed: 7,287 Mbps
Detroit, MI
  • Availability: 1.07%
  • Avg. Download Speed: 5,797 Mbps
Elkhart, IN
  • Availability: 46.97%
  • Avg. Download Speed: 2,245 Mbps
Goshen, IN
  • Availability: 66.35%
  • Avg. Download Speed: 1,004 Mbps